BTG Pactual Banking 2.9.72

BTG Pactual Current Account and Credit Card Review

The BTG Pactual current account allows you to centralize your financial life in one place and organize your finances in a simpler way. In addition to offering over a thousand investment options, you can also choose the benefits of your credit card. Manage your finances with BTG and open a digital account on the BTG Banking app.

Credit Card

With the BTG Pactual credit card, you have the freedom to choose your benefits. In the Advanced credit card option, you can enjoy benefits such as travel insurance and choose between cashback on your statement or a rewards program.

The BTG Pactual Black credit card is a more sophisticated option that offers access to VIP lounges at airports, special IOF rates for international purchases, and personalized benefits tailored to your profile.

In this case, you can have a credit card with 1% cashback on your statement or earn 2.2 points for every dollar spent, along with other opportunities to facilitate your financial planning.

To apply for your BTG Pactual credit card, simply open an account on the BTG Banking app. The offer is subject to data analysis.

Additional Card

Share the benefits of your BTG Pactual card with your loved ones and track all additional card expenses through the app, without surprises at the end of the month.

Current Account

The BTG Pactual current account is free of opening and maintenance fees and allows you to centralize your financial life in a secure and convenient environment. It offers features such as automatic debit, salary portability, Pix (instant transfers), automated bill payments, integration with investment accounts, and personalized credit and debit cards.

Automatic Debit

Manage your payments more effectively with the automatic debit feature. Simply register your bills on the BTG Banking app and forget about due dates.

Pix

Make instant transfers and payments anytime and take advantage of scheduled, recurring, and QR Code-based Pix functionalities.

Digital Wallets for Digital Payments

Register your BTG Pactual card on Apple Pay to pay securely and conveniently using just your phone.

Billing Consultation

In addition to automatic debit, you can use the DDA functionality, which manages the invoices issued under your CPF (individual Brazilian taxpayer registry) and notifies you of pending payments.

Limite+

Limite+ is BTG Pactual's overdraft facility. This pre-approved credit is available in your account, ideal for short-term solutions.

Personal and Payroll Loans

The Personal Loan provides financial organization and helps you achieve your goals. You can use the money as you wish, and repayment is made in fixed installments. On the other hand, the Payroll Loan deducts installments from your paycheck, offering access to reduced interest rates.

Finanças+

Finanças+ offers features that allow you to centralize the management of your finances. You can view a summary of all transactions in your account and credit card, classify your expenses into categories, and much more. This helps you spend better and invest more according to your goals.

Insurance

Protecting your assets is also a concern for BTG Pactual. Therefore, we offer various insurance solutions to cater to your life situation."

Account and Card Insurance

Ensure the safety of your credit card and current account in situations such as theft, robbery, loss of the physical or virtual credit card, coerced transfers, and more. The protection covers card transactions, cash withdrawals, Pix transfers, purchases, and resources in your investment account.